Insurance policies for folks traveling outside of the USA. Insurance attached to your health insurance lacks certain benefits and/or only covers for emergencies. Travel coverage protects your health and wealth in unfamiliar places.
A chronic illness or injury resulting in the need for long-term care can quickly deplete your life savings. See how long-term care insurance can give you independence and peace of mind.
Your ability to earn a living is most likely your largest asset. Learn how to protect your paycheck if you were to become ill or injured and unable to work.
Coverage that provides for the payments of benefits as a result of sickness or injury. Can be employer sponsored or purchased by individuals or families.
Ensures access to the best medical treatments.
Life insurance may be one of the most important purchases you’ll ever make. Find out how much you need, and how your family will benefit. If you die or become terminally ill, it provides the money you determined would allow your family to continue without you.
Lots of options in this federal health program for folks 65 and over or disabled. We provide information and support through the many phases of the process of signing up for Medicare and keeping your coverage current through the years.
Janice Michaud has been a wonderful resource of insurance information. Over the past several years she has been able to asses our family insurance needs and help us choose the right plan that fits our needs as well as our budget. Janice is constantly attending classes to help better understand our growing and changing health insurance in the US. She is very professional and always looks after her clients best interest. I would refer Janice to my family and friends who are looking for a top notch insurance agent. Her customer service is first rate.
Janice has been extremely helpful in assisting us as we attempt to navigate our way through all of the options available to us through Medicare. She researches all of the options in order to provide us with the best choices and the best pricing. We have recommended her to several friends and they all have been very pleased with her service.
Janice has tremendous insight into the complexities of the insurance world. Our business has benefited greatly from her advice and expertise.
Janice is an amazing advocate for all health insurance purposes. She is compassionate and educational, and patiently strives to help each individual need. I would highly recommend Janice’s services, especially while there is so much change and confusion in the healthcare industry! She brings expertise and peace of mind without a doubt!
As a complete foreigner (literally) to the US Heath System, I arrived from the UK 7 years ago as a mum to one 3 year old boy and the wife of a self-employed husband. I ‘vetted’ a number of Health Insurance Agents shortly after arriving and Janice Michaud was, by far, the outstanding winner in my race to understand the US Health System and get the best policies for myself and my family given the unruly, erratic income that we were living on. Janice is unbelievably generous with her time and extensive knowlegde of the Health System, phenomenally clear in her explanations, patient in her assembly of a package based on one’s individual and familial needs, prompt and thorough to the last degree and one of the most amiable people you are likely to meet and deal with. Throughout all the changes in the Health Reform, she has been a most-trusted guide over all these years and has truly helped us get the best out of our policy in so many different ways. I have referred several of my friends to her (many of them in last minute, unforeseen circumstances with regards to their health insurance) and, each time, she has been able to take their situation and turn it to their advantage. A real whizz at her job!
Janice has been a valued consultant to our family for our health insurance needs. We’ve done three separate policies with her and she has consistently taken care to explain our options and guide us to a cost-effective solution for each situation. Thanks, Janice!