About Janice Michaud
Helping Californians Protect Their Health & Wealth with Smart Insurance Solutions
Hi, I'm Janice!
Hello, and Welcome! I’m Janice Michaud, an independent insurance broker dedicated to helping individuals, families, and business owners navigate the complexities of Medicare, health insurance, and travel coverage with ease and confidence.
For me, insurance isn’t just about policies and paperwork—it’s about peace of mind. I believe that everyone deserves access to clear, unbiased guidance when making decisions that affect their health and financial future. That’s exactly what I provide: personalized support, expert advice, and a commitment to making the process as simple as possible.
My Journey: From Nursing to Insurance Advocacy
My career began in healthcare, where I trained as a nurse at St. Elizabeth’s Hospital and Youville Hospital in Boston. After specializing in rehabilitation and home healthcare, I moved to California and continued my work at UCLA, caring for patients on respirators and in-home recovery programs.
While I loved working in healthcare, I saw firsthand how complex and overwhelming insurance decisions could be for patients and their families. I wanted to do more to help people make informed choices about their coverage—and that’s what led me to the insurance industry.
I started by training in Acsia’s prestigious Long-Term Care (LTC) program, where I met with hundreds of individuals and families to help them plan for their future care needs. Later, I expanded my expertise by working as a wholesaler for John Hancock, training financial advisors on protecting their clients’ retirement plans with long-term care insurance.
As my experience grew, so did my passion for educating people on their health and life insurance options. That’s why I founded my own independent insurance agency—to offer clients unbiased, expert guidance on Medicare, health insurance, and travel coverage without sales pressure or confusion.
What Makes Me Different?
I take a personalized, client-first approach to insurance, ensuring you understand your options, your costs, and your coverage so you can make decisions with confidence.
Independent & Unbiased Advice
I work for you, not an insurance company. That means you get honest recommendations based on your needs—not on commissions.
Simple & Clear Guidance
Insurance can be confusing, but I break it down into plain, easy-to-understand explanations so you feel empowered in your decisions.
End-to-End Support
From choosing a plan to enrollment to follow-up support, I stay by your side to ensure everything goes smoothly.
A Little More About Me
Outside of work, you’ll find me enjoying sailing, biking, philosophy, ethology, and herb gardening. I’m also a business owner, a mother, and a lifelong learner, always looking for ways to expand my knowledge and better serve my clients.
I believe that good insurance is about more than just coverage—it’s about security, stability, and peace of mind. If you’re ready to explore your options, I’d love to help.
Let’s connect and find a plan that fits your health needs and financial goals.
