Skin Cancer Screenings: What Medicare Covers

As summer approaches, we often look forward to sunny days and outdoor activities. However, with the increased sun exposure, it's natural to feel concerned about skin cancer, especially for those over the age of 65. While skin cancer is quite common, early detection significantly improves outcomes. Fortunately, Medicare provides coverage for many essential detection and treatment services, offering peace of mind and access to the care you need.

Medicare Coverage for Skin Cancer Detection

• Medicare covers medically necessary services for detecting and treating skin cancer, including doctor visits, biopsies, and related treatments.
• Routine full-body skin exams are not covered unless there's a suspicious lesion, making self-checks and reporting changes to your doctor essential.
• Cost-sharing applies, meaning you typically pay a portion after meeting your deductible.

Preventive Care and Wellness Visits

• Annual wellness visits provide an opportunity to discuss skin concerns with your doctor, a service covered by Medicare.
• Although preventive skincare products like sunscreen aren't covered under Original Medicare, some Medicare Advantage plans might offer additional benefits. It's worth checking your plan's details.

Exclusions and Considerations

• Cosmetic procedures, such as the removal of benign moles or skin tags, are not covered under Medicare.
• Experimental or non-FDA-approved treatments are also excluded from coverage.

Staying proactive about your skin health is crucial. Make the most of your Medicare benefits by being informed about what's covered. Always feel free to reach out to a Medicare advisor or your plan provider to clarify specific coverage details. Taking these steps ensures that you remain covered while enjoying the sunny days ahead.