Stay Sharp: Common Scams on National Senior Fraud Awareness Day

Every year on May 15, we observe National Senior Fraud Awareness Day, a time dedicated to bringing attention to the various scams that target our senior population. If you have an elderly loved one or are concerned about fraud affecting older adults, this is a subject you should know about. While scams evolve constantly, staying informed is one of the best defenses against these devious tactics.

Tech Support Scams

One prevalent scam involves fraudsters impersonating tech companies. They may claim there’s a problem with your loved one's device and request remote access to "fix" it. This common ruse can lead to loss of control over personal data and even financial information.

Government Impersonation Scams

Scammers posing as government officials is another tactic used to manipulate seniors. They often use threats of legal action to extract personal data, including Social Security numbers and bank information. Always verify the source before responding to such contacts.

Grandparent Scams

Exploiting familial bonds, scammers may call or email posing as a grandchild in trouble, urgently asking for money. These emotional pleas can be convincing. It's crucial to verify any such claims with another family member before acting.

Romance Scams

In the digital age, romance scams have become increasingly prevalent. Scammers will build trust over time in online relationships, eventually requesting money for alleged emergencies. Encourage your loved ones to be cautious when forming online connections.

Medicare Scams

Scammers frequently pose as Medicare representatives offering bogus services to gather sensitive information. Remember, Medicare will never call for personal details nor will they solicit money over the phone or internet.

Sweepstakes Scams

Finally, beware of sweepstakes scams. Victims are told they’ve won a prize but must pay fees upfront, a classic red flag for fraud. Such requests should be met with skepticism.

To combat these scams, share this information with your loved ones. Remember, awareness is key to preventing fraud. If you encounter a scam, it's essential to report it to protect others. Visit the Federal Trade Commission's website for resources or call their fraud hotline for assistance. Together, we can create a safer environment for our elderly community.